August 8, 2009

• Best Ideas For Early Retirement Planning

  Retirement planning is overwhelming for many people. Many people will avoid it because of this. (…)

April 18, 2009

• How To Use Your Retirement Savings Calculator

  Saving up for a successful retirement can often seem like a shot in the dark.  After all, how much do you really need in order to enjoy a comfortable retirement, as well as be financially prepared for any emergencies, like increased medical bills, education for your grandchildren and so on?  It’s no longer enough to just contribute to your 401K retirement without setting a specific savings goal that you intend to reach upon your retirement age. 

   

  So what’s a savvy saver like yourself to do?  Simple: whip out your retirement savings calculator! (…)

April 17, 2009

• Retirement Issues To Consider With Your Investment Advisor

  Planning for your retirement with your investment advisor is no picnic – before he or she can even give you the kind of investment advice that will lead to a major nest egg, you need to do some serious soul-searching about your post-career life.  Will you lead a relaxing lifestyle filled with reading and hobbies, or will you travel the globe in search of adventure?  Will your days be filled with visits from family and friends, or are you planning on continuing to work part-time or take up volunteering?  Don’t forget about the possibility of spending part of your time in one of several continuing care retirement communities! (…)

April 15, 2009

• Why Now Is A Great Time To Choose An Investment Firm

  If you’ve done your retirement planning homework, then you know that an investment firm can really help your savings to go the distance.  A registered investment advisor will not only help you to choose the best investments for your funds – but he or she will also work hard with you to make sure that you quickly and easily meet your retirement goals! (…)

April 7, 2009

• Are You A Female Baby Boomer? What You Need To Know About Retirement

  Despite the great strides that women have made over the last century, when it comes to retirement, women are still lagging behind at an alarming rate.  As a recent report from the Women’s Institute for a Secure Retirement indicates, women are more likely than men to retire in poverty – and are three times as likely to run out of retirement savings, given their longer life expectancy.  So why are more female baby boomers than ever getting the short end of the stick when it comes to retirement planning? (…)

April 5, 2009

• Got A Late Start With Your Retirement Planning?

  It’s a scary statistic, but it’s true: according to a study conducted by the Employee Benefit Research Institute, nearly thirty percent of Americans aged 55 have only saved less than $10,000 for their retirement.  If this scenario sounds familiar to you, then you know that your lack of saving is going to severely impact your retirement.  However, there’s no use bemoaning your lack of retirement savings, especially as there are still several options you can take to build up your nest egg within a decade.  Yes, it is possible to redress your late start with retirement planning – and here’s how:

  Put Aside More Of Your Income. (…)

April 3, 2009

• Easy Steps To Keep Your 401(k) Retirement Fund Healthy

  Things are getting worse on Wall Street, and your 401(k) retirement fund is starting to feel the squeeze of the credit crunch.  Each day as the Dow drops a few hundred points, you start to picture all of the money that’s flowing out of your 401(k).  Even though you’re close to retirement, you’re worried that all of your hard work and retirement savings will disappear by the time you reach your retirement age –and you’re tempted to stop contributing to your nest egg altogether until the crisis is over. (…)

April 2, 2009

• Buy-and-Hold or Market Timing?

  The battle rages on between the two opposing camps, with each claiming victory for a short time before another round swings the pendulum the other way. (…)

April 1, 2009

• What’s Your Ideal Retirement Age?

  Like many baby boomers, you’ve probably been told by more than one person what your ideal retirement age should be – there are even policies that dictate when you should retire!  Since the average retirement age is 65, many baby boomers like yourself believe that’s when the career should be hung up and life as a luxurious retiree should begin. (…)